Business credit cards that reward your business.
Whether you are facing high startup costs, looking to finance your inventory, or you are a freelancer just looking to keep track of expenses, you will learn what kind of credit card is right for you.
Small Business Credit Card Options
The key features to look for when choosing a credit card for your small business are the interest rate, the annual fee and
the type of rewards offered with the card.
Low Interest Rate
Low interest rate cards are best for businesses planning on using the credit card to finance the business.
Currently credit card companies offer two flavors of low interest rate cards:
- cards with an initial low or interest-free period that are good for businesses needing to cover startup capital costs; and
- vendor financing cards that let you pay a small down-payment on inventory giving you as much as 60 days before paying the balance without incurring any interest charges.
Visit the low interest credit cards page to learn more about these options.
No Annual Fee
Cards that don't have an annual fee are best for businesses are not planning on using the credit card very often.
No annual fee cards are perfect for freelancers looking to keep business and personal expenses separated for tax purposes or any other small business that will not be using the card very often like 100 percent web-based businesses.
Visit the no annual fee cards page to learn more about these options.
Reward and Rebate Cards
Cards that offer rewards are rebates are best for businesses that are planning on using the credit card a lot.
It is important to select a card that offers benefits that best suit your business with cards targeting travel, entertainment,
gas rebates, cash back and more.
If you take a lot of clients out for business lunches, then a card that offers dining rewards is good for you. Likewise, a business that requires frequent travel would do best getting airline rewards.
Visit the reward and rebate cards page for more about these options.
Feature Card: The Business Gold Rewards Card® from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: N/A*
- Annual Fee: $0.00 1st year, then $175.00*
- For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
Read More About Business Credit Cards
- How To Choose The Best Business Credit Cards
Learn what to look for when choosing a card for your small business so that you can get the card that best suits your needs. - Tips To Maximize Rewards With Business Credit Cards
Do you have a reward card? Follow these steps to get the most from your rewards card. - Pros And Cons Of Using Business Credit Cards
Is a business credit card right for you? Get a balanced view on the advantages and disadvantages of business credit cards. - Small Business Credit Card Traps To Avoid
Learn about the dangers of various small business credit cards and avoid problems before they happen.