Travel Rewards Business Credit Cards
Small business credit cards give small business owners the purchasing power they need to get the tools required to grow their businesses. Aside from that, many small business credit cards provide an opportunity for business owners to earn various rewards for the business. Travel reward credit cards for small businesses allow cardholders to use accumulated points to get discounts on travel. This is a great way for small business owners to save money on travel for themselves and their employees.
How Travel Rewards Work
Whether you have a specific travel rewards card or a general card that offer travel rewards, the rewards work the same way. The points or rebates are calculated as a percentage of your purchases, and the rebates are either issued as a credit on your statement, mailed as a check or redeemed for discounts on your next flight, cruise, car rental or hotel reservation.
For travel rewards credit cards, the points earned are often doubled or tripled for any travel purchases that you make with the card.
How Are The Travel Rewards Earned?
The way that travel rewards are earned varies from program to program, and based on the type of card that you are using to get the rewards. Some of the major ways to earn points though are as follows.
Increase Your Spending
This does not mean that you have to purchase things that you do not need. All it means is that you should try to make all your business purchases on that one card, so that you earn as much points as you possibly can. The great thing about reward cards is that they will give you points for all your purchases. So shift all of your regular expenses like paying your utility bills, paying your invoices, purchasing your office supplies and others to your credit to accumulate your travel rewards.
Be careful when you do this, since it might become tempting to put your cash to other use, rather than using it to pay off your balance. Failure to do this will result in high interest rates applied to your balance, something that you definitely do not want.
Purchase At Partners To Double and Triple Your Travel Rewards
You might be able to receive bonus points by making purchases at participating partners, which might include a host of other travel related companies. This is why it is important that you know who these partners are, so that you can purchase the things that you need there.
Introductory Bonus Points
Most credit card providers today will start you off with some bonus points to begin with, and for a limited time they might issue bonus points or double or triple points on all your purchases. Take advantage of this period to earn as much as you can. This introductory offer may be enough for you to claim your first reward within a month or two of signing on.
Some Advantages of Travel Rewards for Businesses
Free Flights
Frequent flyers are able to accumulate points quickly if they use the credit card to pay for all their travel. These points can then be redeemed for a free or discounted flight.
Free Travel Insurance
Paying for travel insurance can cost a lot but with the free travel insurance included with most travel rewards programs, businesses owners and their employees can travel with a peace of mind in knowing that if anything happens, they are covered.
Extra Perks At The Airport
Business travelers receive a host of extra perks at the airports when they are a part of specific travel rewards programs. Some of these perks include complimentary food and drink, wireless internet access, private lounge while waiting for the flight to take off and free seating upgrades.
Discounts At Participating Partners
From car rentals to hotel reservations and dining, travel rewards programs usually include rewards like discounts at other travel related establishments. This allows businesses owners to save in every aspect of their travel.
Best Travel Rewards Business Credit Card
The Business Platinum Card® from American Express OPEN is our top choice for travel rewards business cards as it provides everything the business travler could possibly need. You get access to exclusive airport lounges, car rental upgrades, hotel discounts and more. See the difference that platinum makes.
The Business Platinum Card® from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: N/A*
- Annual Fee: $450.00*
- For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
Business Green Rewards Card from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: N/A*
- Annual Fee: $0.00 1st year, then $95.00*
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn one Membership Rewards® point for virtually every dollar you spend
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No introductory annual fee for the first year - a savings of $95
Gold Delta SkyMiles® Business Credit Card from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: 15.24-19.24% (Variable)*
- Annual Fee: $0.00 1st year, then $95.00*
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free - for up to 8 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
- No annual fee for Additional Cards
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
Starwood Preferred Guest® Business Credit Card from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: 15.24-19.24% (Variable)*
- Annual Fee: $0.00 1st year, then $65.00*
- Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
The Business Gold Rewards Card® from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: N/A*
- Annual Fee: $0.00 1st year, then $175.00*
- For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
CitiBusiness ThankYou® Card
- Intro APR: 0.00%*
- Intro Period: 6 months on purchases*
- Regular APR: 13.24% (Variable)*
- Annual Fee: $0.00*
- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- Earn 3 ThankYou® points for every $1 you spend on eligible purchases in rotating business categories
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
- No limit to the amount of points you can earn on purchases and points don't expire
- No Annual Fee*
CitiBusiness® / AAdvantage® World MasterCard®
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: 15.24% (Variable)*
- Annual Fee: $0.00 1st year, then $95.00*
- Designed for businesses with an established credit history
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- First eligible checked bag free for you and up to 4 traveling companions*
- Priority Boarding - Enjoy an enhanced boarding experience*
- Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
- Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus upon eligible purchases made during the cardmembership year*
